CONNECT WITH RKG LAW

Our attorneys are experienced in providing cost-effective services to financial institutions and business entities in the Central Pennsylvania region. We provide counsel in general banking matters, commercial finance and development work. RKG Law has worked closely with financial institutions to finance the development of numerous projects in the region.


Loan Documentation

Our attorneys work closely with Commercial Loan Officers and in-house counsel to ensure a lender’s interests are protected. We understand the importance of a lender’s relationship with its customer and bear this in mind while maximizing the lender’s security interest in the assets of the borrower in order to protect the financial institution in the event of default.

Title Review

We assist financial institutions to review title issues for real and personal property. We can help eliminate issues or draft documents to protect the lender in the face of title issues.

1031 Exchanges

1031 Exchanges, also known as Like-Kind Exchanges or Land Swaps, is a way to exchange real estate and defer some or all of the federal and state taxes that would otherwise be due and payable at the time of sale.  In order to complete a 1031 Exchange, a taxpayer must follow strict rules, and failure to comply with those rules will result in the exchange failing.  Our experienced attorneys can assist you in completing your 1031 Exchange.

SBA 7(a) & 504 Loans

The United States Small Business Administration (the “SBA”) provides several types of loans to small businesses, including, but not limited to, SBA 7(a) and SBA 504 loans.  Our office can assist Borrowers and Lenders regarding all aspects of the loan process.

Municipal

We assist financial institutions making loans to municipalities and municipal authorities. This is a different process that involves working with the Borrower and Bond Counsel as well as various state and IRS requirements.

Providing Assistance Beyond the Loan Closing

We also assist financial institutions with creditors’ rights, including loan restructuring, workouts, foreclosures, collections, bankruptcies and repossessions. In addition, we negotiate and draft forbearance agreements to settle disputes with borrowers. Our experienced attorneys provide efficient and effective legal service throughout the lending process to protect our client’s business and legal interests.

Practice & Industry Chair